Independent consumer savings research
Free bill review
Free: Bill Savings Finder and word-for-word negotiation scripts

Free Bill Tools

Pick a tool below. Each one takes a few minutes, works on your phone and keeps what you type on your own device.

Free, private calculators that show where your household money is leaking and what to say to get it back. No sign-up, and nothing you type leaves your browser.

  • Start here

    Bill Savings Finder

    Enter what you pay for internet, phone, insurance, energy and subscriptions. We compare each bill with typical prices and rank where you’re most likely overpaying, with a yearly savings estimate.

    • All your bills in one place
    • Ranked by savings
    • About 3 minutes
    Find my savings
  • Script

    Bill Negotiation Script Builder

    Get a word-for-word call script for your provider, with what to say when they say no and how to ask for the retention department.

    Build my script
  • Audit

    Subscription Audit

    List your streaming, apps and memberships to see the real yearly total, then pick what to cancel, pause or rotate.

    Audit my subscriptions
  • Internet

    Internet Speed & Price Checker

    Find the speed your household really needs and check whether your plan and equipment fees are above typical prices.

    Check my internet
  • Mobile

    Cell Phone Plan Savings Calculator

    See what you pay per line, the type of plan that fits your data use, and how much a switch could save each year.

    Check my phone plan

Tools use typical price ranges based on commonly reported US averages for 2025-2026. Your area and provider will differ, and savings are estimates, not guarantees.

Want us to look at your bills?

Send us a few recent bills and we’ll show you where you’re overpaying and how to fix it, free.

Get a free bill review

How to use these tools together

Start with the Bill Savings Finder to see which of your bills look highest compared with typical prices. Then open the tool for that bill: the Internet Speed & Price Checker, the Cell Phone Plan Calculator or the Subscription Cost Calculator.

When you know what to ask for, build a call script with the Negotiation Script Builder. Many providers have better prices for customers who ask, especially when you mention you are thinking about leaving.

Frequently asked questions

Are the tools really free?

Yes. There is no charge, no account and no sign-up. If you want more help, you can ask for a free bill review, which is optional.

Do you save what I type into the calculators?

No. The calculators run entirely in your browser. The numbers you enter are not sent to us or anyone else.

Which tool should I start with?

The Bill Savings Finder. It looks at several bills at once and points you to the one most worth your time.

Rather have someone look at it with you? Tell us what you pay and we will follow up with ways to lower it, from do-it-yourself steps to vetted partner offers. Free, with no obligation.

Get a free bill review