Research & guides
Bill Help Programs
Government, utility and nonprofit programs that help with energy, phone, internet, medical and housing costs, and how to apply. Start with Help Paying Bills: Every Program Worth Knowing.
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Read guide: Help Paying Your Electric Bill: Where to Turn
Help Paying Your Electric Bill: Where to Turn
Need help paying your electric bill? Learn where to find assistance, how to ask your utility for relief and what to say. See your options today.
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Read guide: Lifeline Program: Discounted Phone or Internet Service
Lifeline Program: Discounted Phone or Internet Service
The Lifeline program can cut your phone or internet bill by up to $9.25 a month. See who qualifies, how to apply, and what to do if you’re denied.
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Read guide: LIHEAP: How to Get Help With Heating and Cooling Bills
LIHEAP: How to Get Help With Heating and Cooling Bills
LIHEAP can help pay heating and cooling bills. Learn who qualifies, how to apply, what to bring and what to do in a crisis. See the steps before you apply.
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Read guide: Help Paying Bills: Every Program Worth Knowing
Help Paying Bills: Every Program Worth Knowing
Need help paying bills? Learn the fastest wins, a negotiation script and the assistance programs worth knowing, plus a 30-minute plan to start today.
Guides are written by our editor, Edward Garcia, and checked against provider terms and public program rules where possible. Prices and offers change often and vary by location; confirm current terms with the provider. See how we work and our disclosure.